Having a small business is a hard job and you want to make sure that you can protect yourself and your business from any law situation that may arise in the future. Even if you are very careful in your business affairs and provide the highest quality service, clients can easily accuse you of doing something wrong and put your business in jeopardy. This is why it is very important to have professional liability insurance(e&o) to protect your interests.

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* General Liability Insurance: It is comprehensive coverage that can protect you against claims of injury, property damage, and other common law claims.

* Product Liability Insurance: If you manufacture or sell a product, you will want to invest in this type of insurance. It can protect you in the event someone is injured while using your product.

The costs associated with protecting your business and yourself are high and you want to make sure you shop around and get several free insurance quotes. Here are some tips to help you get the best price for small business insurance.

* Shop around- The Internet has great websites where you can get some free quotes. You can also compare the coverage of the different operators. The breadth of coverage and costs vary from insurer to insurer.

* Join the group-nMany business groups and associations offer insurance to members of their groups.